Universal Banker

Overview

Universal Banker Jobs in Mandeville, LA at American Bank

Company Overview
American Bank is a dedicated community financial institution that has been serving local parishes since 1964. We pride ourselves on building strong relationships with our customers and supporting the growth of small and large businesses alike, all while maintaining a friendly, community-focused approach.

Position Summary:

The Universal Banker has all of the knowledge, skills, and abilities to perform as a Teller and/or fulfill responsibilities related to account opening and maintenance. The primary focus of this role at any given time will be dependent upon the current needs of the branch. The Universal Banker meets the needs of customers by providing excellent customer service.

Job Responsibilities:

· Open and maintain all types of Consumer and Business accounts in accordance with bank policy, including but not limited to BSA, providing accurate quotes on rates, fees and other disclosures, OFAC

· Ensure all documents are properly scanned upon opening or maintenance changes and transactions

· Answer customer inquiries regarding interest rates, service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies.

· Close accounts when requested, ask probing questions to determine if there was a service error and try to retain the relationship if possible

· Refer customers to proper department for issues that cannot be resolved.

· Act as Vault when assigned Process cash/coin trades to/from the vault

· May work either the desk or the teller line as needed

· Back up Branch Manager as needed

· Consistently support the Bank and its core values

· Follow all policies and procedures

· Additional duties may be assigned by supervisor

· Complete all teller transactions with accuracy and according to bank policy and procedure, transaction aspects including but not limited to, cash verification, ensuring proper endorsement rules are followed, obtain proper identification and issue receipts.

· Examine checks deposited and complete hold notices, availability based on regulation requirements for funds availability.

· Identify counterfeit currency.

· Answer basic customer inquiries regarding interest rates, service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies.

· Refer customers to proper department for issues/referrals that cannot be resolved at the teller line.

· Count and roll loose coins.

· Ensure teller cash drawer remains within limits.

· Complete currency transaction reports, monetary instrument logs, and report suspicious activity as required

· Performs customer maintenance transactions

· Consistently support the Bank and its core values

· Follow all policies and procedure

· Additional duties may be assigned by supervisor

Requirements:

· High school diploma or equivalent

· 3+ year experience as Teller, CSR, UB or other retail banking position

· Clerical, administrative, or sales experience preferred

· Excellent written, verbal, and interpersonal communication skills

· Ability to navigate and learn new computer systems

· Exceptional organizational, time management, problem solving, and decision-making skills

· Strong customer service skills

· Honesty and integrity

· Ability to work accurately and efficiently, with close attention to detail

· Ability to work independently while having a strong commitment to team orientation

· Ability to follow directions, comprehend new training, and adapt to changes in regulations, policies, and procedures

Benefits:

· Medical, Dental, and Vision Insurance

· Company Provided Life and Disability Insurance

· Paid Time Off

· 401(k) with Employer Match

Tuition and Professional Development Assistance

Pay: From $17.00 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Disability insurance
• Employee assistance program
• Health insurance
• Health savings account
• Life insurance
• Opportunities for advancement
• Paid sick time
• Paid time off
• Professional development assistance
• Referral program
• Tuition reimbursement
• Vision insurance

Work Location: In person

Title: Universal Banker

Company: American Bank

Location: Mandeville, LA